自有不動產是眾多投資方式之一，許多人將資產投入房地產領域。投資不動產的方式有很多，其中一個方法是透過租賃。不動產租賃是一個穩定且長期的投資方式，投資者可以通過收取租金來獲得穩定的收入。
自有不動產的好處之一是可以增加資產價值。隨著時間的推移，不動產的價值通常會上升，這意味著投資者可以在未來獲得更高的資產報酬。此外，自有不動產也可以作為退休計劃的一部分，投資者可以利用不動產來支持自己的日常開支。
然而，自有不動產也存在一些風險。首先，不動產市場的波動性較大，在經濟不景氣時，不動產價值可能會下跌，從而影響投資者的收益。此外，不動產的維護和管理成本也需投資者自行負擔，這可能增加投資成本。
總的來說，自有不動產投資具有利弊兼有的特性，投資者應該根據自己的財務狀況和風險承受能力來決定是否進行投資。
English translation:
Keywords: Self-owned, real estate, lease
Title: Pros and Cons of Real Estate Investment
Article: Self-owned real estate is one of the many investment options, and many people choose to invest in the real estate market. There are various ways to invest in real estate, with one common method being through leasing. Real estate leasing provides a stable and long-term investment avenue, enabling investors to generate steady income through rental payments.
One of the benefits of self-owned real estate is the potential for asset appreciation. Over time, the value of real estate typically increases, allowing investors to reap higher returns in the future. Additionally, self-owned real estate can also serve as part of a retirement plan, supporting investors' daily expenses.
However, there are risks associated with self-owned real estate investment. Firstly, the real estate market is subject to fluctuations, and during economic downturns, the value of real estate may decrease, impacting investors' returns. Additionally, investors are responsible for bearing the maintenance and management costs of real estate, potentially increasing investment expenditures.
In conclusion, self-owned real estate investment has both pros and cons, and investors should make decisions based on their financial situation and risk tolerance.
（本文章僅就題目要求進行撰寫，不代表任何觀點或意見）
